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Re: WI Sareitha Sedai Send a noteboard - 13/08/2011 12:42:31 AM
I used to live in WI and I did have car insurance.  Most people did.  


Yes, it is a fairly common sense thing to do if one doesn't have a cash pool significantly larger than standard liability coverage, I was merely pointing out it wasn't mandatory.

There was an additional option when you got insurance to insure you against accidents with people who were uninsured or under-insured.  Basically, the insurance company will pay the bills no matter what and sue the un-insured idiot that ran into you if they can.


That's not unique to Wisconsin :P I believe it is the norm even.


It's called uninsured/underinsured motorist coverage :P

Some states (fewer than half if memory serves) take a "no fault" approach.  They require insureds to purchase personal injury coverage that will pay for that insured's medical treatment and possibly compensate for time missed at work. But the limits are usually pretty low, only sufficient to cover "typical" losses.  Other states have an optional coverage to pay medical expenses for the insured individual regardless of who is at fault.
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Re: WI - 13/08/2011 12:42:31 AM 451 Views

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