I use checks from time to time - Edit 1
Before modification by AgentApple at 26/07/2018 12:42:19 PM
View original post
No, I meant it pretty literally - I hadn't seen anyone write a check in my life, ever, before I came to the US for the first time. Not sure actually what the experience of people in their 80s around here is, whether they used to use checks fifty years or so ago. If I'm not mistaken there are some countries in Europe where it's more like in the US and checks are far from unheard of, but certainly not here.
Yikes. Sucks that they also closed the checking account, though I guess understandable if this whole thing has been going on for a long time before you got involved.
Ah, yeah, makes sense. Though I don't really know what the consequences of declaring bankruptcy are - is it worth it already for an amount like that?
Is that in the same way that you'd be liable for your kids driving before they turn 18? Since that isn't a thing here, I've never really thought about the legal liability aspects involved there - or those of the parent guardian situation.
View original postMaybe between generations? I almost never use checks except when paying a government agency (car tags, property tax, school stuff like sports team fees) Mother in Law is in her 80s and is not prepared to adapt.
No, I meant it pretty literally - I hadn't seen anyone write a check in my life, ever, before I came to the US for the first time. Not sure actually what the experience of people in their 80s around here is, whether they used to use checks fifty years or so ago. If I'm not mistaken there are some countries in Europe where it's more like in the US and checks are far from unheard of, but certainly not here.
View original postThe bank has already cancelled her checking account and credit card account. (Cancel may not be the right word for the CC - she still owes the debt but may not make additional purchases). I think the bank is out of the loop at this point. It's between us and the debt collector now.
Yikes. Sucks that they also closed the checking account, though I guess understandable if this whole thing has been going on for a long time before you got involved.
View original postMy wife spoke to our attorney (who is not a bankruptcy guy) a little when she was setting up our appointment to get a Power of Attorney. Mother-in-Law doesn't really have assets to go after that are available to creditors in bankruptcy, so adding more charges is going to drive us to that option.
Ah, yeah, makes sense. Though I don't really know what the consequences of declaring bankruptcy are - is it worth it already for an amount like that?
View original postShe gets lost, but she doesn't really drive in an unsafe manner, and she doesn't go outside of her (shrinking) zone of familiarity. She even changed churches so she could avoid driving across town. The connection between the two is a legal one - if we actually take control of her life with a guardianship then we are liable for any damages she causes while driving, so whether or not she drives would be up to us at that point. I mean, if we become her guardians that of course it's up to us, but ALSO the increased liability seems designed to make us err on the side of taking away her car.
Is that in the same way that you'd be liable for your kids driving before they turn 18? Since that isn't a thing here, I've never really thought about the legal liability aspects involved there - or those of the parent guardian situation.
For example with my therapist. She runs things from her private residence, and doesnt have a credit card option. But the payments are too high for cash.
Also use checks for rent.