And that comes pretty close, although I'm not a fan of multiplayer being necessary to get the best ending.
But mainly I'm just opposed to the belief that multiplayer and microtransactions are necessary for games to succeed. Because they aren't, and I, at least, would never participate in a microtransaction and would feel ripped off just by seeing one offered. They were present in FFXIII-2, and it felt like a rip off even there. Using them to fund multiplayer or something else of that sort is only acceptable because multiplayer is superfluous. As long as the single-player storyline arrives in its 100% form, developers can add whatever else they like. I won't pay for it, but maybe enough others will for it to be economically viable. It's just that I don't trust EA, or nearly any other companiy, to withstand the urge to start cutting into the singleplayer.