One other thing that occurred to me and you should be prepared for is that since your parents get all the policy information, it's very likely that they will get an "Explanation of Benefits" (EOB) for every doctor's visit/test/procedure that you get. This will list who you saw, what you had done, what the cost is, how much insurance is covering and how much you're responsible for paying (they won't get the bills from the doctors/facilities, those will come directly to you, but they'll know how much your bills are going to be). It won't give them the results of tests or your diagnoses or any details about your conversations with the doctors or anything like that, but they'll have enough information to worry/be mad/react however they will based on how or if you've prepared them for what they're going to see. It might also be clear from what you're having done what you're being tested for (if the tests are specific enough and/or your parents are knowledgeable enough). Just FYI.
I am not telling you this so you'll decide not to go through with your plan to find a doctor and seek answers (it sounds like you've decided you need to do that, and I trust your judgement there, so I would NOT let this factor into that decision). I just want you to be realistic in deciding what and how much you want to share with your parents, and at what point in time. If you don't prepare them in advance somewhat, you are probably going to get some pretty upset phone calls once those EOBs start arriving.
See, I had no idea such a thing existed, and you can bet my parents would not have told me. I always thought that as long as I had the office bill my address, that was the end of it.
I was actually... er, let's say "discussing" the issue with my bf last night, because I really don't know how much to tell them. I'd rather be independent-ish and take care of things on my own; if nothing else, their reactions tend to be stressful. (If my mom thinks it's actually worrisome, she will make herself sick with worry; if she doesn't, she will go on and on and on about how I'm wasting money. There may also be some blurring of these lines. ) That said, many of our troubles in the past have been because they don't think I'm open enough with them.
And if something does turn out to be wrong, I guess it wouldn't be very nice to just call them up one day and say, "By the way, I have this disease!"
Anyway, with the additional factor of EOBs, it seems really silly to try to obfuscate. I guess I'll just have to deal with it.
spacespacesplLupine
saceFormerly known as Clover
Still Paul's friend ♥ and Pippin's mum
spacespacespacespacespacespa*MySmiley*
saceFormerly known as Clover
Still Paul's friend ♥ and Pippin's mum
spacespacespacespacespacespa*MySmiley*
I have a medical costs question too...
10/02/2010 03:08:14 PM
- 788 Views
If you look at your policy
10/02/2010 03:27:15 PM
- 446 Views
I'm all for being a control freak when I can.
11/02/2010 03:07:37 PM
- 405 Views
One other thing you should be aware of
11/02/2010 03:25:07 PM
- 412 Views
Yes... that's very useful information.
11/02/2010 03:46:17 PM
- 244 Views
You might want to call your insurer and talk to them about who to see.
10/02/2010 03:34:53 PM
- 370 Views
Do you think an actual person would have better referrals than the website?
11/02/2010 03:14:01 PM
- 418 Views
I don't think we'll be able to do you much good.
10/02/2010 03:36:57 PM
- 389 Views
For CU, that list seems to be really outdated.
11/02/2010 12:13:06 AM
- 352 Views
and as far as the frustrating part...
11/02/2010 01:58:39 AM
- 234 Views
Hmmm.
11/02/2010 03:17:50 PM
- 228 Views
Most doctor's offices
11/02/2010 03:32:55 PM
- 397 Views
Mine was a little as well.
11/02/2010 12:46:45 PM
- 380 Views
It was funny, because most of them were medical-ish, but I got a bariatric center, a therapist...
11/02/2010 02:25:03 PM
- 229 Views
I just know a worried person should not pay a damn cent...
10/02/2010 03:53:19 PM
- 421 Views
Why? Should I not have to think about how to pay for my dinner tonight?
10/02/2010 04:23:31 PM
- 363 Views
The Dole or hardship funds should help people who can't afford food
10/02/2010 04:28:49 PM
- 268 Views
I agree, the needy should be helped.
10/02/2010 04:32:45 PM
- 351 Views
I don't agree with your characterization of commonly proposed healthcare solutions.
10/02/2010 04:42:06 PM
- 400 Views
I don't think he's mischaracterizing anything so much as responding to Jens' point directly.
10/02/2010 04:54:55 PM
- 458 Views
As a response to Jens' point, it works, but he used very general language.
10/02/2010 07:37:20 PM
- 232 Views
Furnace? Health? Erm...
10/02/2010 08:04:03 PM
- 254 Views
no
10/02/2010 08:40:12 PM
- 243 Views
I didn't like the example
10/02/2010 08:46:24 PM
- 361 Views
I see no problem with the state paying the vast majority of medical costs
10/02/2010 04:53:57 PM
- 454 Views
Have you never looked at the boatloads of information that your insurer has surely sent to you? *NM*
10/02/2010 04:19:09 PM
- 102 Views
I've never been sent a thing from them...
10/02/2010 04:28:57 PM
- 386 Views
I believe, although I no longer am covered by Blue Cross, that most tests are covered.
10/02/2010 11:28:34 PM
- 313 Views
I have no idea regarding insurance
11/02/2010 10:32:11 AM
- 379 Views
Yes, and just in general, it's good to have a GP. But they are elusive creatures. Like unicorns. *NM*
11/02/2010 03:33:24 PM
- 199 Views
Your doctor's office should be able to answer most questions for you
11/02/2010 02:36:10 PM
- 220 Views