Active Users:624 Time:21/09/2024 06:13:11 AM
Yes... that's very useful information. Lupine Send a noteboard - 11/02/2010 03:46:17 PM
One other thing that occurred to me and you should be prepared for is that since your parents get all the policy information, it's very likely that they will get an "Explanation of Benefits" (EOB) for every doctor's visit/test/procedure that you get. This will list who you saw, what you had done, what the cost is, how much insurance is covering and how much you're responsible for paying (they won't get the bills from the doctors/facilities, those will come directly to you, but they'll know how much your bills are going to be). It won't give them the results of tests or your diagnoses or any details about your conversations with the doctors or anything like that, but they'll have enough information to worry/be mad/react however they will based on how or if you've prepared them for what they're going to see. It might also be clear from what you're having done what you're being tested for (if the tests are specific enough and/or your parents are knowledgeable enough). Just FYI.

I am not telling you this so you'll decide not to go through with your plan to find a doctor and seek answers (it sounds like you've decided you need to do that, and I trust your judgement there, so I would NOT let this factor into that decision). I just want you to be realistic in deciding what and how much you want to share with your parents, and at what point in time. If you don't prepare them in advance somewhat, you are probably going to get some pretty upset phone calls once those EOBs start arriving.


See, I had no idea such a thing existed, and you can bet my parents would not have told me. I always thought that as long as I had the office bill my address, that was the end of it.

I was actually... er, let's say "discussing" the issue with my bf last night, because I really don't know how much to tell them. I'd rather be independent-ish and take care of things on my own; if nothing else, their reactions tend to be stressful. (If my mom thinks it's actually worrisome, she will make herself sick with worry; if she doesn't, she will go on and on and on about how I'm wasting money. There may also be some blurring of these lines. :P ) That said, many of our troubles in the past have been because they don't think I'm open enough with them.
And if something does turn out to be wrong, I guess it wouldn't be very nice to just call them up one day and say, "By the way, I have this disease!"

Anyway, with the additional factor of EOBs, it seems really silly to try to obfuscate. I guess I'll just have to deal with it. :P
spacespacesplLupine
saceFormerly known as Clover
Still Paul's friendand Pippin's mum
spacespacespacespacespacespa*MySmiley*
Reply to message
I have a medical costs question too... - 10/02/2010 03:08:14 PM 778 Views
If you look at your policy - 10/02/2010 03:27:15 PM 435 Views
I'm all for being a control freak when I can. - 11/02/2010 03:07:37 PM 395 Views
One other thing you should be aware of - 11/02/2010 03:25:07 PM 404 Views
Yes... that's very useful information. - 11/02/2010 03:46:17 PM 234 Views
I was afraid of that - 11/02/2010 03:52:49 PM 359 Views
You might want to call your insurer and talk to them about who to see. - 10/02/2010 03:34:53 PM 353 Views
Do you think an actual person would have better referrals than the website? - 11/02/2010 03:14:01 PM 408 Views
I do, and sorry for the delay. - 15/02/2010 02:11:55 PM 396 Views
I don't think we'll be able to do you much good. - 10/02/2010 03:36:57 PM 376 Views
For CU, that list seems to be really outdated. - 11/02/2010 12:13:06 AM 344 Views
I didn't read all the replies before I posted mine.Woops. *NM* - 11/02/2010 01:54:59 AM 201 Views
and as far as the frustrating part... - 11/02/2010 01:58:39 AM 226 Views
Hmmm. - 11/02/2010 03:17:50 PM 217 Views
Most doctor's offices - 11/02/2010 03:32:55 PM 385 Views
But it's embarrassing. <whine> - 11/02/2010 03:50:40 PM 343 Views
I'm sure - 11/02/2010 03:58:29 PM 344 Views
Sareitha pretty much covered it! - 11/02/2010 04:53:25 PM 385 Views
Mine was a little as well. - 11/02/2010 12:46:45 PM 368 Views
I just know a worried person should not pay a damn cent... - 10/02/2010 03:53:19 PM 408 Views
This is frustrating. (Meant as reply to main thread/everyone.) - 10/02/2010 04:05:57 PM 365 Views
Oops, I replied in the wrong place. - 10/02/2010 04:07:15 PM 239 Views
Well - 10/02/2010 04:10:12 PM 343 Views
Re: Well - 11/02/2010 02:13:08 AM 210 Views
Why? Should I not have to think about how to pay for my dinner tonight? - 10/02/2010 04:23:31 PM 353 Views
The Dole or hardship funds should help people who can't afford food - 10/02/2010 04:28:49 PM 259 Views
I agree, the needy should be helped. - 10/02/2010 04:32:45 PM 342 Views
I don't agree with your characterization of commonly proposed healthcare solutions. - 10/02/2010 04:42:06 PM 390 Views
I don't think he's mischaracterizing anything so much as responding to Jens' point directly. - 10/02/2010 04:54:55 PM 443 Views
<3 - 10/02/2010 05:06:29 PM 257 Views
As a response to Jens' point, it works, but he used very general language. - 10/02/2010 07:37:20 PM 222 Views
Furnace? Health? Erm... - 10/02/2010 08:04:03 PM 244 Views
no - 10/02/2010 08:40:12 PM 234 Views
I didn't like the example - 10/02/2010 08:46:24 PM 349 Views
that's why I pay for health insurance *NM* - 10/02/2010 08:58:06 PM 101 Views
So do we? *NM* - 10/02/2010 09:13:28 PM 191 Views
exactly - 10/02/2010 09:22:14 PM 280 Views
Precisely - 10/02/2010 08:00:39 PM 220 Views
There are several good reasons for that. - 10/02/2010 04:48:59 PM 377 Views
I understand you're not being serious, but... - 10/02/2010 04:37:12 PM 244 Views
Have you never looked at the boatloads of information that your insurer has surely sent to you? *NM* - 10/02/2010 04:19:09 PM 98 Views
I've never been sent a thing from them... - 10/02/2010 04:28:57 PM 377 Views
Do you or your parents hold the policy? - 10/02/2010 04:35:00 PM 227 Views
My parents do. - 10/02/2010 04:44:29 PM 410 Views
policy info.... - 10/02/2010 04:52:29 PM 337 Views
Thank you! - 11/02/2010 03:25:42 PM 214 Views
In my case... - 11/02/2010 01:53:32 AM 245 Views
*nods* - 11/02/2010 03:32:44 PM 330 Views
Your doctor's office should be able to answer most questions for you - 11/02/2010 02:36:10 PM 209 Views
Once I get one. - 11/02/2010 03:36:19 PM 223 Views
Well that should be your first step - 11/02/2010 04:49:00 PM 271 Views

Reply to Message