Do you think an actual person would have better referrals than the website?
Lupine Send a noteboard - 11/02/2010 03:14:01 PM
You're not bound by it if you don't trust their choice, after all, but they can tell you who's on their list (or vice versa, depending how you want to look at it) and also give you an idea of whom you should see based on what's happening. That's what I did when I needed my wisdom teeth out, though part of that was not wanting to pay a lot more accidentally going to an out of network dentist.
*nods* Fortunately most people do take BCBS, and I have found that there are useful sites (like yellow pages for doctors) where they list all forms of insurance accepted by a given office. Too bad I still haven't found anyone available yet...
Based on my limited experience with a different insurer tests themselves shouldn't be much more than the copay, if anything (but if you call Blue Cross they can almost certainly tell you that as well) and if they're covered they're covered; you don't have to "prove you're sick" to get medical care (that's more of an issue if you DON'T have insurance and HAVE to go the ER; they can't refuse to treat a sick patient, but they can decide you're not sick and send you on your way. ) With my insurance it's fractional: You pay x% and they pay y% up to a certain amount, and once that amount is reached in a given year they pay the rest. Again, if you call them they can tell you the specifics and probably put your mind at ease (at least some. ) Unless it's urgent you probably want to avoid the ER, because that's the most expensive route, and I believe some insurers will even deny claims if you go to an ER when you didn't have to do so.
Hm, I think ours is probably similar.
At this point, what confuses me more than anything else is the way my mother has always complained about medical bills... she'll talk about the total cost, which is weird, since I know insurance covers at least some. Oh well, she's not always that rational with money.
I'm sorry you're ill, and hope and pray it's nothing serious. Get well soon, and let me know how you're doing, please. Also: Scratch Pippins right on top where they meet his head for me. *hugs muchly*
Thank you, and will do. *hugs back* (lol, I turned around to do so and he was totally nomming on my lacy underwear. Bad doggie!)
spacespacesplLupine
saceFormerly known as Clover
Still Paul's friend ♥ and Pippin's mum
spacespacespacespacespacespa*MySmiley*
saceFormerly known as Clover
Still Paul's friend ♥ and Pippin's mum
spacespacespacespacespacespa*MySmiley*
I have a medical costs question too...
10/02/2010 03:08:14 PM
- 778 Views
If you look at your policy
10/02/2010 03:27:15 PM
- 435 Views
I'm all for being a control freak when I can.
11/02/2010 03:07:37 PM
- 394 Views
One other thing you should be aware of
11/02/2010 03:25:07 PM
- 403 Views
You might want to call your insurer and talk to them about who to see.
10/02/2010 03:34:53 PM
- 353 Views
Do you think an actual person would have better referrals than the website?
11/02/2010 03:14:01 PM
- 408 Views
I don't think we'll be able to do you much good.
10/02/2010 03:36:57 PM
- 376 Views
For CU, that list seems to be really outdated.
11/02/2010 12:13:06 AM
- 344 Views
and as far as the frustrating part...
11/02/2010 01:58:39 AM
- 225 Views
Hmmm.
11/02/2010 03:17:50 PM
- 217 Views
Most doctor's offices
11/02/2010 03:32:55 PM
- 385 Views
Mine was a little as well.
11/02/2010 12:46:45 PM
- 368 Views
It was funny, because most of them were medical-ish, but I got a bariatric center, a therapist...
11/02/2010 02:25:03 PM
- 217 Views
I just know a worried person should not pay a damn cent...
10/02/2010 03:53:19 PM
- 407 Views
Why? Should I not have to think about how to pay for my dinner tonight?
10/02/2010 04:23:31 PM
- 352 Views
The Dole or hardship funds should help people who can't afford food
10/02/2010 04:28:49 PM
- 258 Views
I agree, the needy should be helped.
10/02/2010 04:32:45 PM
- 341 Views
I don't agree with your characterization of commonly proposed healthcare solutions.
10/02/2010 04:42:06 PM
- 389 Views
I don't think he's mischaracterizing anything so much as responding to Jens' point directly.
10/02/2010 04:54:55 PM
- 442 Views
As a response to Jens' point, it works, but he used very general language.
10/02/2010 07:37:20 PM
- 221 Views
Furnace? Health? Erm...
10/02/2010 08:04:03 PM
- 244 Views
no
10/02/2010 08:40:12 PM
- 234 Views
I didn't like the example
10/02/2010 08:46:24 PM
- 348 Views
I see no problem with the state paying the vast majority of medical costs
10/02/2010 04:53:57 PM
- 443 Views
Have you never looked at the boatloads of information that your insurer has surely sent to you? *NM*
10/02/2010 04:19:09 PM
- 98 Views
I've never been sent a thing from them...
10/02/2010 04:28:57 PM
- 376 Views
I believe, although I no longer am covered by Blue Cross, that most tests are covered.
10/02/2010 11:28:34 PM
- 302 Views
I have no idea regarding insurance
11/02/2010 10:32:11 AM
- 369 Views
Yes, and just in general, it's good to have a GP. But they are elusive creatures. Like unicorns. *NM*
11/02/2010 03:33:24 PM
- 194 Views
Your doctor's office should be able to answer most questions for you
11/02/2010 02:36:10 PM
- 208 Views