Not more risky than investing in a personal brokerage account
Aeryn Send a noteboard - 12/11/2012 06:09:32 PM
You're betting on a similar tax code many years into the future. Who knows, maybe 30 years from now we have a 10% tax or something. You just paid at higher tax bracket now when you don't know what it will be in the future.
Compared to a 401(k) or IRA, yes, maybe. Which is why most people will want some pre-tax and some after-tax accounts. However, Roth IRA is an excellent alternative to a personal brokerage account (where you would be adding after-tax money anyway) as a long-term savings vehicle. I think of IRA/401(k) as money I'll use in 30 years, and Roth IRA as money I'll use in 8 years.
Primer on 401(k), Roth IRA and related decisions
09/11/2012 10:14:16 PM
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Roth IRAs are risky
10/11/2012 03:06:02 AM
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Not more risky than investing in a personal brokerage account
12/11/2012 06:09:32 PM
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Are you planning on going off to work on your own as an investment adviser?
10/11/2012 03:17:14 AM
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