A legal question about health insurance and schools for anyone inclined to answer
Guava Send a noteboard - 07/06/2010 11:33:29 PM
I have a question that some of you may know the answer for.
I will be attending medical school this fall. I am excited about everything except for the student health insurance policies. Our school is requiring mandatory health insurance. That is normal, but our school is charging $300 a month for health insurance and we can only buy it from the school policy. There are no waivers unless you have military insurance, employer insurance, or age 26 and under and qualify under a parent's insurance plan.
I am over 26 and don't qualify for anything. My current health insurance is only $60 a month with a high deductible. I do not want to switch to their outrageous program. Is it legal to for a school to force students to only purchase their health insurance?
Something just doesn't sound right about this situation.
I know the medical school has a big clinic and they make a lot of money from the students having good health insurance and then going to the school clinic.
Myself, I don't want to take out another $4000 a year in loans when I am already overburdened with tuition and living expenses. What are my options? This is just a feeler post, and I might try to get an actual legal opinion soon as well.
I will be attending medical school this fall. I am excited about everything except for the student health insurance policies. Our school is requiring mandatory health insurance. That is normal, but our school is charging $300 a month for health insurance and we can only buy it from the school policy. There are no waivers unless you have military insurance, employer insurance, or age 26 and under and qualify under a parent's insurance plan.
I am over 26 and don't qualify for anything. My current health insurance is only $60 a month with a high deductible. I do not want to switch to their outrageous program. Is it legal to for a school to force students to only purchase their health insurance?
Something just doesn't sound right about this situation.
I know the medical school has a big clinic and they make a lot of money from the students having good health insurance and then going to the school clinic.
Myself, I don't want to take out another $4000 a year in loans when I am already overburdened with tuition and living expenses. What are my options? This is just a feeler post, and I might try to get an actual legal opinion soon as well.
A legal question about health insurance and schools for anyone inclined to answer
- 07/06/2010 11:33:29 PM
741 Views
Probably impossible to answer without seeing any contract you have to sign before you attend.
- 07/06/2010 11:42:08 PM
478 Views
I think they will just add it to his term bill in that case.
- 08/06/2010 12:36:03 AM
508 Views
That is exactly what they will do, except they offer no waiver in my position
- 08/06/2010 03:07:43 AM
563 Views
Yeah, they just add it to your term tuition statement-- there is no way around it
- 08/06/2010 03:02:15 AM
550 Views
Re: A legal question about health insurance and schools for anyone inclined to answer
- 08/06/2010 12:38:54 AM
598 Views
I did contact them and they said they can't have healthy patients opt out of their plan
- 08/06/2010 02:56:01 AM
575 Views
I'd be curious to see what sort of ties can be found between the school, or some of its board...
- 08/06/2010 03:09:26 AM
485 Views
one question
- 08/06/2010 04:06:42 AM
563 Views
It most likely is policy for all students on the campus no matter what they are studying. *NM*
- 08/06/2010 05:23:47 AM
208 Views
Welcome to the concept of ObamaCare.....i.e., forced purchasing of medical insurance. *NM*
- 08/06/2010 04:34:26 AM
225 Views
Except not, because he already has a provider. Good try, but not really. Try again. 
*NM*
- 09/06/2010 02:39:48 AM
212 Views
*NM*
- 09/06/2010 02:39:48 AM
212 Views
you might think that is true but it is likely the insurance he has won't be allowed under Obamacare
- 09/06/2010 05:10:04 AM
585 Views